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Legal & Policies

Terms of Use

These Terms of Use govern your access to and use of this website and its related online resources. By accessing or using this website, you agree to these Terms of Use.

Effective Date: August 31, 2026

1. Acceptance of These Terms

These Terms of Use apply to this website and related online services operated by Trusted Choice Insurance Agency Inc. References to “we,” “us,” or “our” refer to Trusted Choice Insurance Agency Inc. and, where applicable, the public-facing brand through which these services are offered.

By accessing, browsing, submitting information through, or otherwise using this website, you acknowledge that you have read and agree to these Terms of Use and our Privacy Policy.

If you do not agree with these terms, please do not use the website.

2. Purpose of This Website

This website provides information regarding insurance-related products and services, agent opportunities, recruiting, licensing and appointment processes, training and support resources, and other insurance-related information.

The website may also provide consumers with methods to contact insurance professionals, request assistance, complete forms, or submit requested supporting documents.

Information presented on this website is provided for general informational purposes and should not be considered a guarantee of coverage, eligibility, appointment, employment, contracting, compensation, or acceptance by any insurance carrier or program.

3. Insurance Products and Services

Insurance products, benefits, premiums, eligibility requirements, underwriting requirements, enrollment periods, provider networks, and availability may vary by carrier, product, state, and individual circumstances.

Nothing on this website constitutes an insurance contract or modifies the terms of an insurance policy, certificate, evidence of coverage, carrier contract, or other governing document.

Important: Coverage is not effective merely because information is submitted through this website. Insurance coverage becomes effective only in accordance with the terms, conditions, approvals, effective dates, and requirements of the applicable insurance carrier and policy.

In the event of a conflict between information appearing on this website and the terms of an insurance carrier's official documents, the applicable carrier documents and policy terms control.

4. Licensing and State Availability

Insurance products and services may only be offered, solicited, negotiated, or sold by appropriately licensed individuals and entities and in jurisdictions where such activity is authorized.

The availability of products, carriers, agent opportunities, appointments, and services may differ by state.

Access to this website from a particular state does not necessarily mean that every product, service, carrier, or opportunity described on the website is available in that state.

5. Agent and Agency Opportunities

This website may provide information regarding opportunities for licensed insurance agents, agencies, independent contractors, producers, or other insurance professionals throughout the United States.

Submission of an application, resume, licensing information, NPN, or other information does not guarantee acceptance, contracting, appointment, employment, compensation, lead availability, or access to any particular insurance carrier or program.

Opportunities may be subject to requirements including, but not limited to:

  • Active insurance licensing and appropriate lines of authority;
  • Carrier contracting and appointment approval;
  • Background or eligibility requirements;
  • Required certifications or training;
  • Compliance with applicable laws and regulations;
  • Carrier and program-specific requirements; and
  • Execution of applicable contracts or agreements.

6. Independent Contractor and Employment Information

Unless expressly stated otherwise in a written agreement, information regarding an agent or business opportunity on this website should not be interpreted as creating an employment relationship, partnership, joint venture, franchise, or other relationship.

The nature of any relationship will be determined by the applicable written agreement and relevant law.

Compensation examples, earning opportunities, commissions, bonuses, overrides, leads, or other financial information presented on the website are not guarantees of future income or results.

Actual earnings may vary based on factors including production, product mix, carrier compensation, persistency, chargebacks, cancellations, state availability, licensing, individual effort, and applicable program terms.

7. Carrier Appointments and Third-Party Programs

References to insurance carriers, products, programs, platforms, or other organizations do not mean that every visitor or applicant will qualify for access, contracting, or appointment.

Insurance carriers and third-party organizations establish and control their own underwriting, contracting, appointment, training, compliance, product, compensation, and eligibility requirements.

Those requirements may be changed by the applicable carrier or organization from time to time.

8. Customer Forms and Document Submission

Consumers may be provided with methods to complete forms or submit supporting documents requested in connection with an insurance application, enrollment, eligibility review, servicing request, or other insurance-related matter.

You are responsible for providing information that is accurate, complete, and relevant to the request.

Document Submission: Please submit only information and documents that have been requested or are reasonably necessary for the insurance service you are seeking. Do not submit passwords, banking credentials, or unrelated sensitive information through general contact forms or ordinary email.

Certain forms or document-submission functions may be provided through third-party platforms. Your use of those services may also be subject to the terms and privacy practices of the applicable third-party provider.

9. Accuracy of Information

We make reasonable efforts to provide useful and current information. However, insurance products, carrier requirements, regulations, licensing requirements, compensation structures, enrollment rules, and other information may change.

We do not warrant that all website content will always be complete, current, error-free, or applicable to every individual circumstance.

Users should verify important product, licensing, appointment, compliance, or coverage information through appropriate official sources before relying on it.

10. Third-Party Links and Services

This website may contain links to insurance carriers, government agencies, licensing organizations, training providers, CRM systems, electronic signature services, document platforms, or other third-party websites and services.

These third parties are responsible for their own websites, information, services, terms, privacy practices, and security practices.

The presence of a third-party link does not necessarily constitute an endorsement of all content, products, or services offered by that third party.

11. Acceptable Use

You agree not to misuse this website. Prohibited activities include, without limitation:

  • Providing intentionally false or fraudulent information;
  • Attempting to gain unauthorized access to systems or information;
  • Interfering with the operation or security of the website;
  • Uploading malicious code, viruses, or harmful materials;
  • Using automated systems to improperly access or disrupt the website;
  • Impersonating another person or organization;
  • Submitting documents or information without authorization; or
  • Using the website for unlawful or fraudulent purposes.

12. Intellectual Property

Unless otherwise indicated, original website content, design elements, graphics, text, and other materials created for this website are owned by or licensed to the website operator and are protected by applicable intellectual property laws.

Insurance carrier names, logos, trademarks, product names, and third-party materials remain the property of their respective owners.

References to third-party trademarks are for identification or informational purposes and do not transfer ownership of those marks.

13. Electronic Communications

When you submit a form, application, request for information, or other communication through this website, you authorize us to respond using the contact information you provide, subject to applicable law.

Submission of contact information does not by itself constitute consent to receive marketing communications where separate consent is required by law.

Any specific consent language presented with a form or communication method will also apply to that interaction.

14. Privacy

Your use of this website is also subject to our Privacy Policy, which describes how information may be collected, used, disclosed, and protected.

Please review our Privacy Policy for additional information.

15. No Professional Legal, Tax, or Financial Advice

Information provided on this website is not intended to constitute legal, tax, accounting, investment, or other professional advice.

Visitors should consult an appropriate professional regarding questions requiring legal, tax, accounting, investment, or other specialized advice.

16. Disclaimer of Warranties

To the extent permitted by applicable law, this website and its content are provided on an “as is” and “as available” basis.

We do not guarantee that the website will be uninterrupted, error-free, completely secure, or free from technical issues, or that all information will remain current at all times.

Nothing in these Terms excludes any warranty, right, or protection that cannot lawfully be excluded.

17. Limitation of Liability

To the extent permitted by applicable law, Trusted Choice Insurance Agency Inc. and its authorized representatives will not be liable for indirect, incidental, special, consequential, or punitive damages arising solely from access to or use of this website.

Nothing in these Terms is intended to limit liability where such limitation is prohibited by applicable law or to alter obligations arising under an applicable insurance policy or other binding agreement.

18. Changes to the Website or These Terms

We may modify website content, features, resources, or these Terms of Use from time to time.

When these Terms are materially updated, the revised version will be posted on this page with an updated effective date. Your continued use of the website after an update is subject to the then-current Terms of Use.

19. Governing Law

Except where applicable law requires otherwise, these Terms of Use are governed by the laws applicable to Trusted Choice Insurance Agency Inc.'s principal place of business, without regard to conflict-of-law principles.

Insurance activities remain subject to the laws and regulations of the jurisdictions in which those activities occur.

20. Contact Us

If you have questions about these Terms of Use or your use of this website, please contact us.

CONTACT US →

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